Privacy Policy
We value your privacy and are dedicated to protecting your personal data. This privacy policy outlines how we collect, use, store, and protect your personal data, and your rights concerning this data. We do not share your data with third parties for marketing or promotional purposes. Capital Stewards, LLC does not sell your personal information to anyone for any purpose. Please call us if you have any questions about privacy and how we safeguard your information. Your privacy, our professional ethics, and the ability to provide you with quality financial services are very important to us.
Investment advisers are required by law to inform their clients of their policies regarding privacy of client information. We are bound by professional standards of confidentiality that are even more stringent than those required by law.
We may collect nonpublic personal information about you that is either provided to us by you or obtained by us with your authorization. This information is only used in to course of operating our business to serve you. We may share that information with custodians, software providers and others as needed to operate our business. The only time Capital Stewards, LLC would share your information with non-affiliated third parties is with your explicit permission.
If you are a new customer we may begin sharing your information on the day you sign our agreement. When you are no longer our customer, we may continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law, including computer safeguards and secured files and building.
FEDERAL & STATE LAW ALLOWS YOU TO LIMIT SHARING – OPTING OUT
Federal law allows you the right to limit the sharing of your NPI by “opting-out” of the following: sharing for non-affiliates’ everyday business purposes – information about your creditworthiness; or sharing with affiliates or non-affiliates who use your information to market to you. State laws and individual companies may give you additional rights to limit sharing. Please notify us at brian@thecapitalstewards.com if you choose to opt out of these types of sharing.
Text Messaging:
Capital Stewards, LLC will be collecting opt-in verbally from their contacts. They will be able to opt-in to receive messages either in person at their physical location, or over a phone call if they call. When they speak for the first time, they will be asked to provide their phone number, and staff is trained to ask if they would like to opt-in to SMS-based marketing, updates, and informative messages. They will be verbally informed that "message and data rates may apply," "message frequency may vary," and they can "text HELP for support or more information and STOP to unsubscribe at any time." They will also be informed that their phone number will not be shared with third parties for marketing or promotional purposes. Privacy Policy and Terms & Conditions have been provided in the TCR registration form under Call to Action/Message Flow.
1. Data Sharing and Disclosure
We do not share your personal data with third parties for marketing or promotional purposes. We may share your data with third parties only in the following circumstances:
Service Providers: With third-party service providers who perform functions on our behalf, such as IT service providers, data storage providers, and telecom service providers
Legal Obligations: When required by law or to respond to legal processes.
Protection: To protect our rights, property, and safety, or that of our customers and others.
2. Data We Collect
We collect various types of personal data, including:
Identity Data: First and last name.
Contact Data: Email address, phone number, billing and delivery address
Technical Data: IP address, browser type and version, time zone setting, browser plug-in types and versions, operating system and platform.
Usage Data: Information about how you use our website, products, and services.
Marketing and Communications Data: Your preferences in receiving marketing from us and your communication preferences.
3. Methods of Data Collection
We collect personal data using various methods, primarily through forms on our website:
Direct Interactions: You provide your personal data when you fill out forms, create an account, subscribe to our services, request marketing materials, or give us feedback.
Automated Technologies: As you interact with our website, we may automatically collect technical data about your equipment, browsing actions, and patterns. We collect this data using cookies, server logs, and other similar technologies
4. How We Use Your Personal Data
We use your personal data for the following purposes:
SMS Program: If you opt into our SMS program, we will send you messages regarding our services, updates, policies, and promotional offers. You will receive messages about product updates, service notifications, and special offers. You can opt out at any time.
Service Provision: To perform the contract we are about to enter into or have entered into with you.
Marketing and Communications: To send you marketing materials and communicate with you about our services.
Prospecting: To analyze your data to understand your preferences and prospects for new clients.
Customer Support: To respond to your inquiries and provide support.
5. Data Storage, Maintenance, and Protection
We implement appropriate security measures to protect your personal data from being accidentally lost, used, or accessed in an unauthorized way, altered, or disclosed. These measures include:
Data Encryption: Encrypting personal data to protect it from unauthorized access.
Access Controls: Limiting access to personal data to authorized personnel only.
Regular Security Assessments: Conducting regular security assessments to identify and mitigate potential vulnerabilities.
6. Your Rights You have the following rights regarding your personal data:
Access: You can request access to the personal data we hold about you.
Correction: You can request correction of any incomplete or inaccurate data we hold about you.
Erasure: You can request deletion of your personal data where there is no good reason for us to continue processing it.
Objection: You can object to the processing of your personal data where we are relying on a legitimate interest (or those of a third party) and there is something about your particular situation that makes you want to object to processing on this ground.
Restriction: You can request restriction of processing of your personal data.
7. Opt-Out Options and Mobile Information
You have the right to opt out of receiving marketing communications from us at any time by:
SMS: Replying "STOP" to any SMS message you receive from us.
Email: Clicking the "unsubscribe" link in any email you receive from us.
Account Settings: Updating your preferences in your account settings on our website.
Notify us via email or in writing.
More on mobile information usage, collection, and privacy
Our SMS program provides updates, notifications, and promotional messages related to our services. By subscribing to our SMS program, you consent to receive SMS messages at the phone number provided. Message frequency may vary based on your interaction with our service.
We do not share your mobile information with third parties or affiliates for marketing or promotional purposes. Additionally, all the categories of personal data mentioned above exclude text messaging originator opt-in data and consent. This information will not be shared with any third parties under any circumstances.However, we may share your data with trusted service providers who assist us in operating our SMS program, provided they agree to keep your data confidential and use it solely for the purpose of providing services on our behalf.
You have the right to access, correct, verify, or remove your personal information at any time. To manage your information, please contact us at 256-864-3399.
Opt-Out Option: If you wish to opt-out of receiving SMS messages, you may do so at any time by replying "STOP" to any of our messages or by contacting us directly at 256-864-3399. Opting out will not affect your other interactions with our services.
8. Changes to this Privacy Policy
We may change this Privacy Statement from time to time when necessary to reflect changes in our Services, how we use personal information, or the applicable law. If we make changes, we will revise the “Last Updated” date at the top of the statement. If we make material changes, we will provide you with notice or obtain consent regarding such changes as may be required by law. We encourage you to review the Privacy Statement whenever you access the Services or otherwise interact with us to stay informed about our privacy practices and the ways in which you can exercise choice over these practices. The practices described in this Privacy Statement are subject to applicable laws in the locations in which we operate.
OUR WEBSITE:
We may collect, store and use personally identifiable information about you while you are using our website. We may also record information about browsing activity, data reviewed and other information related to your usage of our website.
We may use cookies or other tracking technology to record this information. Cookies may be used to enhance your experience on our website, improve search functionality or to retain information you would otherwise need to re-key. If you do not wish to accept cookies, you may configure your web browser so that it does not accept cookies.
As a user of our website you agree to accept the these terms of this policy. If you do not accept these terms, you may not use our website and Capital Stewards, LLC may chose not to do business with you.
CFA INSTITUTE FINANCIAL ADVISER STATEMENT:
The Chartered Financial Analyst (CFA) charter is a globally respected, graduate-level investment credential established in 1962 and awarded by CFA Institute — the largest global association of investment professionals.
There are currently more than 138,000 CFA charterholders working in 134 countries. To earn the CFA charter, candidates must: 1) pass three sequential, six-hour examinations; 2) have at least four years of qualified professional investment experience; 3) join CFA Institute as members; and 4) commit to abide by, and annually reaffirm, their adherence to the CFA Institute Code of Ethics and Standards of Professional Conduct.
High Ethical Standards
The CFA Institute Code of Ethics and Standards of Professional Conduct, enforced through an active professional conduct program, require CFA charterholders to:
Place their clients’ interests ahead of their own
Maintain independence and objectivity
Act with integrity
Maintain and improve their professional competence
Disclose conflicts of interest and legal matters
Global Recognition
Passing the three CFA exams is a difficult feat that requires extensive study (successful candidates report spending an average of 300 hours of study per level). Earning the CFA charter demonstrates mastery of many of the advanced skills needed for investment analysis and decision making in today’s quickly evolving global financial industry. As a result, employers and clients are increasingly seeking CFA charterholders—often making the charter a prerequisite for employment.
Additionally, regulatory bodies in over 30 countries and territories recognize the CFA charter as a proxy for meeting certain licensing requirements, and more than 125 colleges and universities around the world have incorporated a majority of the CFA Program curriculum into their own finance courses.
Comprehensive and Current Knowledge
The CFA Program curriculum provides a comprehensive framework of knowledge for investment decision making and is firmly grounded in the knowledge and skills used every day in the investment profession. The three levels of the CFA Program test a proficiency with a wide range of fundamental and advanced investment topics, including ethical and professional standards, fixed-income and equity analysis, alternative and derivative investments, economics, financial reporting standards, portfolio management, and wealth planning.
The CFA Program curriculum is updated every year by experts from around the world to ensure that candidates learn the most relevant and practical new tools, ideas, and investment and wealth management skills to reflect the dynamic and complex nature of the profession.
To learn more about the CFA charter, visit www.cfainstitute.org.