Privacy Policy
Capital Stewards, LLC does not sell your personal information to anyone for any purpose. Please call us if you have any questions about privacy and how we safeguard your information. Your privacy, our professional ethics, and the ability to provide you with quality financial services are very important to us.
Investment advisers are required by law to inform their clients of their policies regarding privacy of client information. We are bound by professional standards of confidentiality that are even more stringent than those required by law.
We may collect nonpublic personal information about you that is either provided to us by you or obtained by us with your authorization. This can include but is not limited to your Social Security Number, Date of Birth, Banking Information, Financial Account Numbers and/or Balances, Sources of Income, and Credit Card Numbers or Information. When you are no longer our customer, we may continue to share your information only as described in this notice.
Parties to Whom We Disclose Information
All Investment Advisers may need to share personal information to run their everyday business. In the section below, we list the reasons that we may share your personal information:
For everyday business purposes – such as to processyour transactions, maintain your account(s),respond to court orders and legal investigations, orreport to credit bureaus;
For our marketing – to offer our products andservices to you;
For joint marketing with other financial companies;
For our affiliates’ everyday business purposes –information about your transactions andexperiences and information about yourcreditworthiness; or
For non-affiliates to market to you.
The only time Capital Stewards, LLC would share your information with non-affiliated third parties is to refer you to them with your explicit permission.
If you are a new customer we may begin sharing your information on the day you sign our agreement. When you are no longer our customer, we may continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law, including computer safeguards and secured files and building.
FEDERAL & STATE LAW ALLOWS YOU TO LIMIT SHARING – OPTING OUT
Federal law allows you the right to limit the sharing of your NPI by “opting-out” of the following: sharing for non-affiliates’ everyday business purposes – information about your creditworthiness; or sharing with affiliates or non-affiliates who use your information to market to you. State laws and individual companies may give you additional rights to limit sharing. Please notify us at brian@thecapitalstewards.com if you choose to opt out of these types of sharing.
DEFINITIONS:
Affiliates – companies related by common ownership or control. They can be financial and non-financial companies
Non-affiliates – companies not related by common ownership or control. They can be financial and non-financial companies
Joint marketing – a formal agreement between non-affiliated financial companies that together market financial products or services to you.
OUR WEBSITE:
We may collect, store and use personally identifiable information about you while you are using our website. We may also record information about browsing activity, data reviewed and other information related to your usage of our website.
We may use cookies or other tracking technology to record this information. Cookies may be used to enhance your experience on our website, improve search functionality or to retain information you would otherwise need to re-key. If you do not wish to accept cookies, you may configure your web browser so that it does not accept cookies.
As a user of our website you agree to accept the these terms of this policy. If you do not accept these terms, you may not use our website and Capital Stewards, LLC may chose not to do business with you.
CFA INSTITUTE FINANCIAL ADVISER STATEMENT:
The Chartered Financial Analyst (CFA) charter is a globally respected, graduate-level investment credential established in 1962 and awarded by CFA Institute — the largest global association of investment professionals.
There are currently more than 138,000 CFA charterholders working in 134 countries. To earn the CFA charter, candidates must: 1) pass three sequential, six-hour examinations; 2) have at least four years of qualified professional investment experience; 3) join CFA Institute as members; and 4) commit to abide by, and annually reaffirm, their adherence to the CFA Institute Code of Ethics and Standards of Professional Conduct.
High Ethical Standards
The CFA Institute Code of Ethics and Standards of Professional Conduct, enforced through an active professional conduct program, require CFA charterholders to:
Place their clients’ interests ahead of their own
Maintain independence and objectivity
Act with integrity
Maintain and improve their professional competence
Disclose conflicts of interest and legal matters
Global Recognition
Passing the three CFA exams is a difficult feat that requires extensive study (successful candidates report spending an average of 300 hours of study per level). Earning the CFA charter demonstrates mastery of many of the advanced skills needed for investment analysis and decision making in today’s quickly evolving global financial industry. As a result, employers and clients are increasingly seeking CFA charterholders—often making the charter a prerequisite for employment.
Additionally, regulatory bodies in over 30 countries and territories recognize the CFA charter as a proxy for meeting certain licensing requirements, and more than 125 colleges and universities around the world have incorporated a majority of the CFA Program curriculum into their own finance courses.
Comprehensive and Current Knowledge
The CFA Program curriculum provides a comprehensive framework of knowledge for investment decision making and is firmly grounded in the knowledge and skills used every day in the investment profession. The three levels of the CFA Program test a proficiency with a wide range of fundamental and advanced investment topics, including ethical and professional standards, fixed-income and equity analysis, alternative and derivative investments, economics, financial reporting standards, portfolio management, and wealth planning.
The CFA Program curriculum is updated every year by experts from around the world to ensure that candidates learn the most relevant and practical new tools, ideas, and investment and wealth management skills to reflect the dynamic and complex nature of the profession.
To learn more about the CFA charter, visit www.cfainstitute.org.